Terms of Use

Last updated: 25 April 2026

Information purpose only

This website and calculator are provided for general informational and educational purposes only. They do not provide financial, legal, tax, or investment advice.

No advisor-client relationship

Using this site does not create an advisor-client relationship with the site owner or operator.

No guarantee of accuracy or outcomes

We aim for accuracy but do not guarantee completeness, reliability, or suitability of results. Calculator outputs are estimates based on the values you enter and assumptions that may not match real-world outcomes.

Limitation of liability

To the fullest extent permitted by law, the site owner is not liable for any direct, indirect, incidental, or consequential loss arising from use of this website or reliance on calculator outputs.

User responsibility

You are responsible for validating any information and obtaining independent professional advice before making financial decisions.